Women & Wealth

4 Foolproof Techniques for Calming Fear

I often ask under earners, “When’s the last time you did something you were scared to do?” They’d scratch their heads, seemingly stumped.

When I ask high earners, they laugh and say, “All the time. It’s a way of life.”

Ages ago, after one of those conversations, I pulled out a piece of paper and wrote, in red crayon: Do What You Fear. That’s How You SucceedIt still sits, framed, on my desk today.

Though Joseph Campbell put it far more eloquently: The cave you fear to enter holds the treasure you seek.”

Admittedly, entering the Cave of Fear is…well…terrifying…for everyone. I have yet to meet a successful woman who hasn’t struggled with fear and self-doubt.

Observations From a Financial Therapist: Money Problems Are Never About Money

Let me give you my perspective on why you’re having money problems. This comes from 25 years working as a Financial Therapist.

You know that financial difficulty you’re facing—big or small? It’s about far more than money. It is, in truth, the call of your Soul trying to get your attention.

This problem actually provides you with a powerful opportunity for personal transformation. But what begins as a whisper will, if ignored, grow increasingly louder.

When you finally decide to face your difficulty, you begin the process of becoming all you’re meant to be.

Confronting and solving a Financial Challenge is what opens the door between the life you now live and the life you could be creating. On the other side of that door lies your power.

Rewiring Your Brain for Higher Earnings

In my book, Overcoming Underearning, there’s a story about a snail climbing a cherry tree in the middle of winter. A beetle looks down, spies the snail slowly inching up the frozen bark, and cries out, “There ain’t no cherries up here.”

Unfazed, the snail replies, “There will be by the time I get there.”

That little snail offers us a potent formula for financial success. Think big. Act small. And, no matter what, never, ever stop until you attain your goal.

The idea is that if you do something everyday, no matter how small, no matter how brief, you will eventually arrive at your destination.

But it’s not just the practical, external steps that matter. The inner work is a critical factor.

When You Combine Profit with Purpose…Watch Out!!! (Part 1)

I’ve learned so much from interviewing high earners. Above all, I learned that a Profit Motive is a prerequisite for financial success.

But what propelled those women to higher levels was an added spiritual component, a deep commitment to a Higher Purpose.

While men tend to be motivated largely by profit, perks, and prestige, once we women are financially secure, we shift our focus to how we can serve.

“It happened when my mentality shifted to making a difference,” a successful financial advisor told me of how she went from six figures to seven. “You get to a point where you have more than you need, so you start thinking how you can help others.”

Thriving, Not Just Surviving…Post Pandemic

The pandemic is hopefully subsiding. Many of you (including myself) may be wondering, as things change, how can I thrive, not just survive, financially?

After all, we are entering a ‘new normal.’ Unexpected doors may be opening. New opportunities may appear.

To make sure you thrive, you must heed these 5 words: Financial Success belongs to the focused.

Without focus, it’s easy to get sidetracked by multiple distractions fighting for your attention.

But with focus, conflicting objectives cease to control you, making it easier (and less stressful) to take decisive action without second guessing.

Admittedly, focusing can be frustrating for the multi-talented or very gifted. So what’s the trick to getting focused?

In a word: Prioritize. Focus exclusively on the tasks that will help you flourish financially. All else goes on the back burner.

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When Intentions Don’t Work…No Matter How Powerful They Are

If intentions are so powerful, why don’t they always pan out? What if you swear you want to make more money, but try as you might, nothing changes?

For one reason: You get what you want, not what you ask for. The distinction is critical.

We all have numerous intentions, many we aren’t even aware of. You run into trouble when your expressed intentions are at odds with your unconscious ones.

When an implicit desire–say, to feel safe–is stronger than your spoken intention–to be profitable (which always requires going outside your comfort zone)–you’ll stop yourself at every turn.

You’ll water down your efforts, make misguided choices, and justify your actions with a variety of excuses (“I’d love to, but…).

You may say, and believe, you want to make more, but that’s not the message that’s reaching your brain.

The Immense Power of A Strong Intention (Part I)

I can personally vouch for the incredible power of a strong intention!

Years ago, I noticed that just about every High Earner described a moment in her past, when she said to herself, with utter conviction: “It’s time to make more money.”

She didn’t always believe it possible or know how she’d do it. But she was definitely determined.

Compare that to Underearners. Almost without exception, they’d tell me “I’d love to make more money, but…” as they listed off a litany of excuses.

And indeed, their incomes remained consistently low.

I was quite struck by the difference in the responses of High Earners vs. Underearners. So one day I took a post-it note, wrote $125,000 on it, and stuck it on my computer. That was my earnings goal for the year.

The Heroine’s Journey: The Feminine Path to Financial Independence

In my book, Prince Charming Isn’t Coming, I likened the process of financial independence to a Hero’s Journey.

However, as I have since discovered, Heroines follow a somewhat different path. And those differences are significant.

In traditional accounts, the male Hero, responding to “The Call” (something’s missing or was taken), sets out in search of treasure (the holy grail or helpless maiden). As he travels (outside his comfort zone), he battles dragons and experiences ordeals (his fears), ultimately finding the treasure (something outside of himself).

In this traditional telling, the man is the savior; the woman is the passive princess.

The Heroine’s Journey also begins with “The Call” (she’s unhappy or dissatisfied). Unfortunately, women too often respond by waiting to be saved.

Welcoming Your Warrior Archetype

There is inside each of us a long-buried treasure—a deep-seated source of strength, daring, and focus—otherwise known as the Warrior Archetype.

This Archetype is the psychological blueprint for leadership and courage, for fierce determination in the face of endless obstacles.

I believe the Warrior Archetype provides the missing link in women’s evolution. The Warrior carries the hardwiring for our power.

Unfortunately, a lot of women shun this Archetype. They equate Warrior energy with cruelty, destruction and violence.

What’s Emotion Got to Do With It? Everything!!!

I call it the Secret Shame of Successful Women. And I see it all the time. Bright, sophisticated professionals, making ample incomes, who have little (if anything) to show for it.

Their problem isn’t lack of money. That’s merely a symptom. The real problem is that money is a far more emotional subject than the financial industry recognizes…which does a huge disservice to women.

After decades in this business, I’m convinced that the major reason smart, capable women struggle financially is because of Unresolved Emotions. Emotions such as fear, grief, anger and shame, incurred during their lifetime or passed down from earlier generations.

Meet Barbara Huson

When a devastating financial crisis rocked her world, Barbara Huson knew she had to get smart about money… and she did. Now, she wants to empower every women to take charge of their money and take charge of their lives! She’s doing just that with her best-selling books, life changing retreats and private financial coaching.

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