What if Your Money Problems Aren’t Actually About Money?

She was smart, successful, making good money…yet was at her wits end.

“There are periods when I manage to save a lot,” she told me. “But then I start overspending and ignoring my money. It’s like I can’t help it.”

Even after years of taking financial workshops, reading money books, doing personal growth work, she felt stuck in a frustrating pattern that was taking a toll on her health and her happiness.

“It feels like a vicious cycle I can’t get off,” she moaned.

She couldn’t stop because she didn’t have a money problem. She had a Money Disorder. There’s a big difference.

A Money Disorder is a chronic, self-destructive pattern caused by unconscious beliefs that cause dysfunctional behaviors associated with money.

Money Disorders, left untreated, can ruin your quality of life, wreck your relationships, destroy your peace of mind, leaving you feeling hopeless and helpless.

The Question is: How do you know if your difficulties with money are actually a more serious disorder?

According to an online article titled: 15 Fascinating Signs You May Have a Money Disorder, these are the classic symptoms:

  1. You can’t define what having ‘enough’ money means.
  2. You keep credit cards and bank account info from your partner.
  3. You keep piling on.
  4. You avoid spending money at all costs.
  5. You use money as a way to fill a void.
  6. You’re living in extremes.
  7. Your life is in chaos as a result of your spending habits.
  8. You’re in denial about your debts.
  9. You’re a workaholic.
  10. You’re a pathological gambler.
  11. Having money makes you feel guilty.
  12. You find it hard to say no when people ask for money.
  13. You give people money even if you know you’re enabling their poor financial choices.
  14. You lie to your partner about how much you spend.
  15. You refuse to talk about money at all.

If you have even one of these signs, the culprit is not financial, but as the article explains, it’s an “emotional and spiritual imbalance” which requires deeper, emotional healing with a skillful therapist.

I recommend working with someone who specializes in trauma therapy or joining a support group like my online community, The Wealth Connection.

To read the full article, click HERE.

How would you rate your relationship with money— a problem or a money disorder? Tell me what you think in the comments below.

Comments & Feedback

  • Lisa

    I now have a very healthy balance between saving and spending and between work and play. I actually think spending is just as important as saving, but that wasn’t always the case for me and it radically changed when I discovered that I will ALWAYS need money! It doesn’t matter if I’m married or single, young or old, happy or sad. I’m just gonna need it! I guess self love and reality kicked in and fantasy thinking stopped!

    “Get rich quick” schemes are another tragic “money disorder” that should be on the list! Lottery tickets, MLM companies, and selling or investing in unknown financial products a person doesn’t really understand in hope to desperately make big money fast! They get excited by the idea of random luck making big sums of money quickly without having to work many hours for it. It’s almost like gambling if there is no safety net of cash to fall back on if yet another idea falls through …

    • barbara huson

      I love your attitude toward savings and spending, Lisa! Very healthy. And you’re totally right. Get Rich Quick schemes are definitely a money disorder I hadn’t thought of that, but it’s so true. My husband’s gambling was absolutely his obsession with wanting to get rich quick. So sad! Thanks for giving me this new insight!

  • Barbara Alpher

    I must have a money disorder. I can’t seem to allow myself to make more than $2000/month. And I’m pretty sure it comes from feeling guilty about making money because as a kid, I remember, when my father would talk about being such a financial failure … my job was to work at convincing him that it wan’t so.

    • barbara huson

      You do have a money disorder, Barbara, that you rightly diagnosed as a conditioned response to your childhood experience with your father! But the good news, with some deep work, you can rewire that!!!

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Meet Barbara Huson

When a devastating financial crisis rocked her world, Barbara Huson knew she had to get smart about money… and she did. Now, she wants to empower every women to take charge of their money and take charge of their lives! She’s doing just that with her best-selling books, life changing retreats and private financial coaching.

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