Women & Wealth

How Much Risk Can You Handle?

With inflation still soaring and markets still turbulent, it’s a good time to discuss an important concept: Risk tolerance.

You’ve probably heard those words bandied about when talk turns to investing. But do you know what they mean?

Risk tolerance is generally defined as the ability to stomach large swings in the value of your investment portfolio. Because the market, by nature, is very volatile, understanding your risk tolerance is vital for making prudent decisions.

Here are 3 factors to help you figure out how much risk you can tolerate:

What the Hell is Robo-Investing? And Why Should I Care?

In the beginning, I was skepticalvery skeptical.  Now I’m a raging fan.

Robo-Investing is the best thing to happen for investors since index funds were invented.

In Robo-Investing, a computer—not a person—creates and manages a portfolio of index funds and ETFs. What are advantages for you, the investor?

The price is right. Fees are very low (0.15% to 0.50% compared to 1%-2% for human advisors). Plus there’s either no, or a very low, minimum required to open an account.

It’s easy to start. You fill out a short questionnaire to assess your situation, goals and risk tolerance, then choose among suggested portfolios based on your answers. That’s it…you’re ready to invest.

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The 3 Questions. (Everything You Need to Know About Creating Wealth)

I’ve recently had several thought-provoking conversations centered around three fundamental questions:

  • What is Wealth? 
  • How do you create Wealth (without becoming a workaholic?)
  • Why is creating Wealth so scary?

Today, I’d like to share my perspective on these questions. Let’s begin with the first—what is wealth?

Simply put, Wealth is having more than you need…so money ceases to be a source of stress and becomes a tool for living life fully.

But like any tool, you must understand how to use it skillfully and wisely to get maximum benefit with minimum risk. Which brings us to the 2nd question.

Taking Your Power Back

Check if any of these apply to you:

  • You’re angry, but don’t say anything.
  • You’d like to say ‘no,’ but you can’t.
  • You want something, but don’t ask for it.
  • You get an idea but don’t act on it.

If you’ve checked even one, it’s a sign you’re giving your power away. And you’re not alone.

The question is: Why are so many women reluctant to say what we think, feel, or need?

My Career is a Major Success. My Finances are a Miserable Mess!

Research shows that suppression activates the amygdala in your brain, where your body’s fight of flight response resides. Suppression will make you more anxious in the long run and will have harmful effects on your health.” ~~Wall Street Journal

Years ago, I noticed a puzzling phenomenon. It’s far more prevalent today. I call it the Secret Shame of Successful Women.

Bright, sophisticated professionals, making ample incomes, who have little (if anything) in the bank to show for it.

These women look like the epitome of success—whip smart, business savvy, high earners—yet they can’t seem to manage their money.

They’re either too ashamed to reach out for help (I should be able to do this) or stubbornly resist taking action when they do (I have no time).

At first it didn’t make sense. You’d think they’d know better, right?

Fear of Success? Or Fear of Power?

She sat across the table, looking like the savvy businesswoman she was.

As we chatted over kale salads, she told me how her company, not yet two years old, was growing exponentially.

Then she lowered her voice and leaned in close. “There’s something I need to talk about. I’ve never shared this with anyone.”

“What is it?” I asked, also leaning forward. I could tell this was difficult for her.

I’m afraid of success. I can already see little ways I’m holding myself back.”

When I asked what scared her, she replied, “I’m afraid people won’t like me. I’m afraid people will want more of me than I can give them. I’m scared it will all be too much.”

 “You’re not afraid of success,” I responded. “You’re afraid of power. There’s a distinct difference.”

This conversation reveals a critical distinction that more women need to understandSuccess is the outcome we desire to achieve. Power is what it takes to create this outcome. 

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See the World Differently & Your World Will Change

Have you ever felt stuck in a loop—replaying the same frustrations, reliving the same disappointments, and wondering why nothing seems to change? Here’s the truth: the way you see the world is shaping your experience of it.

But what if you could change how you see it?

A simple lesson from A Course in Miracles (ACIM) offers a powerful key to transforming your reality:

“There is another way of looking at the world.”

This isn’t just a nice idea—it’s a radical call to reframe the way you interpret your experiences. Every challenge, every frustration, every unsettling moment is an invitation to pause and ask yourself:

How can I see this differently?

This one shift can rewire your brain, reshape your beliefs, and unlock what feels like miracles in your life. And while it’s simple in theory, changing your perspective takes practice. Over the years, I’ve discovered three powerful techniques that make this shift easier and more effective—each rooted in science, psychology, and spiritual wisdom.

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No More Claw Marks

There’s a story about an experienced mountain climber who trips, falls, and is clinging precariously to the side of a ledge.

“Help me, God,” she cries.

Suddenly she hears a voice.

“I’ll help you Sadie, but first you must do one thing,”

“I’ll do anything,” she says.

And the voice replies, “You gotta’ let go of the ledge.”

Why Wealth Matters 

I dream of the day when every woman knows, deep down, that she has the capacity to create wealth and the confidence to actually do it.

I suspect for some of you, however, the mere mention of the “W” word feels wrong, bad, like ‘how can I be rich when so many are poor?’

But consider the words of Abraham Lincoln: “If you want to help a poor person, do not be one.”

Besides, creating wealth is about far more than amassing riches. It’s about waking up to the truth of who you are and the power you have, the enormous power, to not only create wealth but to use it as a tool to help others.

Practicing Radical Self-Acceptance

All my life, I’ve been a self-improvement junkie.  Show me a seminar touting personal growth and it was like throwing raw meat to a ravenous lion. I’d hungrily pounce on it.

But then, in 2020 when life went into lockdown, removing a myriad of distractions, I noticed something disturbing—how brutally critical I am of me. This wasn’t a new insight, of course, but I began to see how awful it felt.

So, I made a conscious decision. Rather than pushing myself to improve, I decided to practice Radical Self-Acceptance, loving myself, warts and all…especially the warts.

Don’t get me wrong. I still aspire to be better.  But I’m finding a remarkable sense of freedom and well-being as I learn to fully embrace my shortcomings and my strengths, my achievements and my failures, without fear or false humility, without shame or recrimination.

Meet Barbara Huson

When a devastating financial crisis rocked her world, Barbara Huson knew she had to get smart about money… and she did. Now, she wants to empower every women to take charge of their money and take charge of their lives! She’s doing just that with her best-selling books, life changing retreats and private financial coaching.

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