Overcoming Underearning

Entering the Discomfort Zone

“I really want to make more money,” she said, sighing heavily, “but I find it difficult being comfortable asking for what I’m worth.”

This woman was missing the point. I don’t know anyone who feels comfortable raising their prices or asking for a raise. Yet, underearners will sabotage their success rather than endure the discomfort.

It’s astonishing how fiercely we cling to our so-called Comfort Zones. What a misnomer. These places are anything but comfortable. They’re just familiar and predictable.

Whenever you decide to do something different–whether it’s making more money or losing more weight—you must enter the Discomfort Zone–the space between where you are now and where you want to be.

Interesting Image

Are You an Underearner? Part 2

Underearners (UEs) can be hard to spot. Here are seven traits that all UEs share.

1.  Live in financial chaos—UEs tend to go from one financial crisis to another, struggling to make ends meet, often drowning in debt.

2.  Vagueness about money—UEs usually have no idea how much money

they have, earn or need and depend on wishful thinking instead of strategizing and negotiating.

3.  Underestimates worth—UEs give away their time, knowledge, skills for free or bargain prices because they devalue themselves.

4. Anti-money attitude—UEs are ambivalent or downright negative about money and people who have it, believing there is virtue in being poor.

5.  Self-saboteurs—Bright women remain UEs primarily by taking on too much, being scattered and unfocused or procrastinating.

6.  Co-dependent—UEs put everyone else’s needs first, which leads to anger, resentment and pain (not the qualities conducive to success).

7.  Craves comfort—UEs are unwilling to be uncomfortable and therefore unwilling to take risks.

Did you say to yourself, Yes, that’s me, as you read this? If you struggle with Underearning tell me about it in the comments below.

Interesting Image

Are You an Underearner? Part 1

Ever wonder if you’re underearning? 


All underearners share one common trait: A high tolerance for low pay.  But that description can be deceptive.


 “Low pay” is a relative term. You can make six figures and still be an underearner. Conversely, you can earn far less and not be.


My definition of an underearner—someone who makes less than she needs or desires despite her efforts to do otherwise. 


Underearning is not the same as VOLUNTARY SIMPLICITY—a conscious choice to live on less in order to create a simpler, saner life; or A MINDFUL LOW EARNER, someone who does work that feeds her soul and still makes enough to meet her needs.


Underearning is never a conscious choice. It never leads to a saner, more satisfying life. It is always a CONDITION OF DEPRIVATION, not just of money, but of time, joy, freedom, choices and self-esteem.


Do you see yourself in any of the descriptions above? Share in the comments below and be sure to watch for next week’s blog where I’ll share some specific traits of underearners.

Interesting Image

Is Money a Pressing Priority?

You say you want to make more money, right?

But understand this. Nothing will happen until you consciously decide to make financial success a pressing priority.

A decision is not the same as a goal. A goal denotes the desired destination. A decision implies the determination to reach it.

Here’s the beauty of a committed decision. You don’t need to have a plan all figured out. All you have to do is decide what you want and do what comes next.

Decisions are like magnets. They attract opportunities.

But be warned: those opportunities always lie outside your comfort zone.

You’ll come to a point where you must decide what you’re really committed to: increasing your income or staying where it’s safe.

You can’t have both. Have you done anything recently that’s outside your comfort zone? Leave me a comment below.

If you’ve made a decision to build your Wealth in 2020, I’m here to tell you it’s easier with support. Get the support you need to stay on the Wealth-Building path in my virtual community—The Wealth Connection. Learn More.

Interesting Image

Are You Really Playing Full Out?

In work, as in life, there are only 2 games you can play: 

  • The Underearning Game (Not to Lose)
  • The High Earning Game (To Win)

Which one are you playing? (Be honest, now!)

The goal of the Underearning Game is Not to Lose, which means you must focus on playing it safe, looking good and staying comfortable, avoiding anything that could possibly be scary, awkward, embarrassing or (gasp!) lead to failure.

The goal of the High Earning Game is To Win by going as far as you can with all that you’ve got.  And when you fall down, you get back up and keep going. Which means, despite your fear, you keep playing full out. 

Problem is, it can be tough to tell which game you’re playing. There are times when I swear I’m giving my all, but later it hits me.  I was fooling myself by holding back (even just a tiny bit means I’m playing it safe).

So, I devised the following list to help assess if you’re really playing to win.

5 Signs I’m Playing Full Out (check what applies to you).

  1. I know what I want and am committed to getting it. (And if I don’t know, I devote time and energy to figuring it out).
  2. I’m so focused on my vision that I don’t get distracted (at least not for long) by irrelevant, draining, or conflicting tasks.
  3. I’m willing to experience whatever it takes—defeat, discomfort, even humiliation—to achieve what I want.
  4. I don’t say ‘yes’ when I really want to say ‘no,’ even if it means upsetting another.
  5. Every time I’m afraid to do something, I force myself to do it anyway. (And I catch myself when I justify not doing it.)

I’d love to hear: How many did you check?  Is there anything you’d add to this list? Leave a comment below.

If you enjoyed this Words of Wealth, click here to receive a copy in your inbox every week.

Interesting Image

Fear Got You Stuck??

“Do what you fear because that’s how you grow.” ~~Barbara Stanny

Whenever I feel stuck, I always ask myself the same question: “What am I most afraid to do?” I rarely like the answer. But I know it’s my ticket to success.

Because success always lies just outside our comfort zone. When you tackle what terrifies you, miracles occur, dreams come true, our confidence soars.

It’s the one act that separates High Earners from Underearners—a life of joy from one of quiet desperation.

As a result, you will notice two things happening…guaranteed.

  1. The closer you get to what you fear, it’s never as scary as you expect.
  2. There’s a direct correlation between the level of fear you feel and the amount of power awaiting you on the other side.

So, I ask you: What are you most afraid to do?

Now go do it.

If you enjoyed these “Words of Wealth”, head over to my website and sign-up for my FREE weekly newsletter at: www.barbarastanny.com

Interesting Image

Let the Truth Be Told

I constantly get this question.

“I want to make more money. Where do I begin?”

My response usually comes as a surprise.
“Begin by admitting what’s not working in your life,” I say.

They look puzzled.

“There’s tremendous power in telling the truth,” I explain. “I noticed, in interviews with former underearners, that their financial achievement was often preceded by a financial or personal challenge.”

Problems have a purpose. They are there to get our attention.

Until you stop denying, or diminishing, your difficulties, you can’t possibly do anything differently.

Your first peek at the truth may evoke temporary panic. Rest assured, situations can rapidly improve once you take off the blindfold.

If you’re ready to see the truth, I’d love you to join me at my last LIVE Overcoming Underearning Webinar Course beginning April 4th.

Learn More

If you enjoyed these “Words of Wealth”, head over to my website and sign-up for my FREE weekly newsletter at: www.barbarastanny.com


Financial Problems? Make Them Your Friend.

If financial success has been illusive, take a tip from high earners. Their financial achievements are often preceded by a financial challenge. It was by finally facing the problem, head on, that they cleared the path to success.

A financial challenge could be anything from a gnawing sense something’s wrong to the gut wrenching pain of staggering debt.

Here’s what you need to understand. Financial problems are rarely about money. They are, more likely, the call of your soul trying to get your attention. What begins as a whisper, if ignored, will grow increasingly louder.

Instead of viewing the challenges as a curse, high earners saw every problem as a powerful opportunity for personal transformation.

Confronting and solving a financial challenge enabled them to walk through the door between the mediocre life they were living and the powerful life they could be creating.

There is no magic bullet for solving a financial challenge. Nor would you want one. It is the process that empowers.

If you enjoyed these “Words of Wealth”, head over to my website and sign-up for my FREE weekly newsletter at: www.barbarastanny.com

Women Eating

What do Money & Food Have in Common?

I’ve long noticed that women who have problems with money often have problems with food.

Then I read Geneen Roth’s extraordinary book, Women Food and God, a New York Time’s bestseller. She confirmed my suspicion. I’ve never met Geneen personally, but I consider her a kindred spirit.
She insists that food is never the problem, just as I know problems with money are never about money.

Rather, says Geneen, overeating is “a doorway to your true nature,” echoing my belief that “financial problems are a doorway to your true power.”
Roth’s book, like my Sacred Success®, is based on her own unhealthy relationship with food and her experience teaching others what she learned during her weekend retreats.  Her method of healing women’s relationship with food, similar to mine, mixes a hefty dose of spirituality with practical action and emotional transparency.
The key to success is not to focus exclusively on dieting…or budgeting.  Instead, success comes from following a process that includes self-awareness exercises and specific practices to help women step into their power and overcome the urge to self-sabotage and other compulsive behaviors, like chronic busyness, over eating, binge spending.
In fact, my favorite quote of all time is a quote from Geneen which I saw on Facebook: “The only people who don’t have insane relationships with money are those who were willing to examine their insane relationship with money.”

Gosh, I wish I had said that!

If you enjoyed these “Words of Wealth”, head over to my website and sign-up for my FREE weekly newsletter at: www.barbarastanny.com

Meet Barbara Huson

When a devastating financial crisis rocked her world, Barbara Huson knew she had to get smart about money… and she did. Now, she wants to empower every women to take charge of their money and take charge of their lives! She’s doing just that with her best-selling books, life changing retreats and private financial coaching.

Top Back To Top
Site Design Rebecca Pollock
Site Development Alchemy + Aim